I have some albums created to share photos of my collection with the community, but I don't use albums for storage. It's too much of a pain in the butt to have to adjust to the forum's requirements for file size and image dimensions, and then have to worry about making adjustments for the other forums I belong to. That's why I use a photo-hosting site; it is far easier, in my opinion, to store photos there and use links to embed images in my posts around the web.

If you only post things here, or in just a couple of forums, it's probably not that big a deal to store your photos in an album here.